📝 Introducing the Retirement Survival Kit—Your Roadmap to Peace of Mind

Your Retirement Should Be a Time of Freedom—Not Financial Fear

Are you preparing for retirement and wondering if your plan is truly built to last? Do terms like annuities, long-term care planning, or legacy protection feel overwhelming? You’re not alone—and that’s exactly why we created the Retirement by Design: Your Personal Survival Kit.

This comprehensive guide—presented by Karen Burkholder, founder of Lone Star Legacy Insurance—is designed to give you clarity, confidence, and control as you transition into the next chapter of life.

📘 What Is the Retirement Survival Kit?

The Retirement Survival Kit is a 93-page workbook that walks you step-by-step through the most important aspects of preparing for a secure, dignified retirement. It’s not just about saving money—it’s about creating a personalized plan that protects what matters most: your dignity, your legacy, and your peace of mind.

Whether you’re five years away from retirement or already enjoying your golden years, this guide is your blueprint for financial strength and legacy preservation.

🎥 New: Embedded Chapter Introduction Videos

Each chapter now begins with a short 2-minute video introduction—featuring Karen herself—highlighting the key points and strategies covered in that section. These embedded videos bring the content to life and make the Retirement Survival Kit an even more engaging and easy-to-follow resource.

It’s like having a personal guide by your side as you build your retirement plan.

🧭 What You’ll Find Inside:

✅ Smart Retirement Income Strategies
Learn how to turn your savings into reliable income using tools like annuities, whole life insurance, and indexed universal life (IUL) policies.

✅ Protection Against the Unknown
Discover how to prepare for rising healthcare costs, long-term care needs, and inflation—without draining your savings.

✅ Legacy Planning Made Simple
We break down estate planning essentials and help you organize your final wishes with interactive checklists and a built-in legacy planner.

✅ Real-Life Tools You Can Use Today
From a Medicaid Spend-Down Tracker to a Final Wishes Organizer, we’ve included practical tools to help your family navigate difficult times with grace and clarity.

✍️ A Message from Karen Burkholder

“As someone who has walked this journey with my own family, I know firsthand the heartache and confusion that can come from not having a plan in place. That’s why I created this guide—to give you the tools and knowledge to protect your legacy with confidence. You don’t have to face retirement alone.”

—Karen Burkholder, Legacy Advisor & Founder of Lone Star Legacy Insurance

Guardians of Your Legacy. Champions of Your Dignity.

Let this kit be your starting point toward a future that’s not only financially secure—but full of freedom, purpose, and peace.